中新网8月19日电 据彭博社报道，近日一项新研究结果表明，由于收入受到全美最高通胀率的挤压，纽约人正难以偿还债务。
报道称，根据纽约市审计长办公室和纽约联储银行日前发布的研究报告，纽约市消费者的债务增长速度快于家庭收入的增长，而偿还债务的成本正日益给人们带来压力。
据报道，美国人普遍感受到高利率的压力，全国范围内信用卡和汽车贷款的拖欠率都在上升。
报道指出，自2024年年初以来，纽约的通胀率已上升了整整一个百分点。7月，该比例达到4.1%，与达拉斯并列成为美国大陆通胀最高的主要城市。
报道还称，收入紧缩可能是纽约人越来越依赖贷款的原因之一。报告显示，2024年上半年，纽约市居民的汽车贷款余额比2023年的水平高出6%，增幅几乎是全国水平的两倍；信用卡债务较上年同期增长了11%。
报道指出，纽约家庭面临的债务挑战正在加剧。数据表明，这些家庭在“截止日期到来之前”更难以支付其他信贷。
纽约市审计长办公室和纽约联储银行的研究报告还发现，纽约市的消费者债务负担在疫情期间有所缓解，但随着经济复苏，债务负担再次增加。
纽约市民众表示，他们正在努力应对不断上升的生活成本和债务压力。一些人选择减少非必需支出，甚至推迟偿还债务，以避免信用评分的进一步下降。
面对日益严重的债务问题，纽约市政府和金融机构正寻求制定政策来帮助市民应对经济挑战。政府呼吁银行和贷款机构提供更多的还款计划选项，以减轻民众的债务压力。同时，市政府也提供了更多的经济援助和就业培训项目，以帮助市民提高收入和财务稳定。
总之，纽约人的债务问题日益严重，这不仅影响了个人的财务健康，也对整个经济产生了连锁反应。政府和社会各界正积极寻找解决方案，以帮助市民应对这一挑战。
英语如下：
Title: “High Inflation in New York Highlights Debt Crisis”
Keywords: High Inflation, Debt Burden, New Yorkers
Content:
August 19, 2023 – A new study published by the New China News Agency, citing a report by Bloomberg, reveals that New Yorkers are struggling to repay their debts due to the highest inflation rate in the nation squeezing their income.
The report, released by the Office of the New York City Comptroller and the Federal Reserve Bank of New York, shows that the growth rate of consumer debt in New York City is outpacing the increase in household income, with the cost of repaying debts increasingly putting pressure on individuals.
The report notes that Americans are generally feeling the pressure of high interest rates, with rising default rates on credit cards and auto loans nationwide.
Since the beginning of 2024, the inflation rate in New York has increased by a full percentage point, reaching 4.1% in July, tying with Dallas as the highest inflation rate among major cities in the United States.
The report also points out that income compression may be one reason New Yorkers are increasingly turning to loans. The study shows that, during the first half of 2024, the outstanding car loan balance for New York City residents was 6% higher than in 2023, nearly double the national rate; credit card debt grew by 11% year-on-year.
The report indicates that the debt challenges facing New York families are intensifying. Data shows that these families are finding it increasingly difficult to pay other forms of credit “before the due date.”
The study by the Office of the New York City Comptroller and the Federal Reserve Bank of New York also found that consumer debt burden in New York City eased during the pandemic but has again increased as the economy recovers.
New York City residents are saying that they are struggling to cope with rising living costs and debt pressure. Some are choosing to cut non-essential spending and even delay debt repayment to avoid further drops in credit scores.
In response to the growing debt crisis, the New York City government and financial institutions are seeking to implement policies to help citizens face economic challenges. The government is calling for banks and lending institutions to offer more flexible repayment plan options to alleviate the debt burden on the public. At the same time, the city government has also provided more economic assistance and employment training programs to help citizens improve their income and financial stability.
In summary, the debt issue among New Yorkers is becoming more severe, affecting not only personal financial health but also having a chain reaction on the overall economy. The government and various sectors are actively looking for solutions to help citizens tackle this challenge.
【来源】http://www.chinanews.com/gj/2024/08-19/10271010.shtml
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