中新网8月2日电 据国家医保局官微消息，为进一步落实参保人享受职工个人账户共济政策，河北省医保局印发通知，自8月2日起，将省内职工医保个人账户共济范围由父母、配偶、子女扩大到近亲属(配偶、父母、子女、兄弟姐妹、祖父母、外祖父母、孙子女、外孙子女)。
政策实施后，在河北省内正常参加城镇职工医保的参保人，将河北省内正常参加基本医保的近亲属进行共济绑定后，即可使用共济账户中的资金支付医药费用，也可为参加城乡居民医保的近亲属缴纳医保费。这一政策的实施，进一步提升了职工个人账户资金使用效益，释放了职工门诊共济保障改革政策红利。
这项政策的出台，旨在更好地满足参保人员的医疗需求，特别是对于家庭中可能存在的经济负担较重成员，如老年人、残疾人或低收入家庭，这一政策将为他们提供更多的医疗保障。同时，这也体现了政府对家庭共济关系的支持，有助于增强家庭成员之间的互助互济。
河北省医保局的这一举措，是落实国家医保改革政策的重要步骤，也是推动医保制度更加公平、更加高效的重要体现。随着这项政策的实施，预计会有更多的省份跟进，从而在全国范围内推广职工医保个人账户共济政策，为广大参保人员提供更加便捷、实用的医疗保障服务。
英语如下：
News Title: “Health Insurance Mutual Aid Scope for Employees in Hebei Expanded to Include Close Relatives”
Keywords: Mutual Aid Health Insurance, Expansion in Hebei, Relatives Binding
News Content:
Aug 2, 2023 – According to a message from the official Weibo account of the National Medical Insurance Administration, to further implement the policy of mutual aid for insured individuals’ personal accounts under the employee health insurance system, the Medical Insurance Bureau of Hebei Province has issued a notice. As of August 2, the mutual aid scope for personal accounts under the employee health insurance system in the province will be expanded from parents, spouses, and children to include close relatives, such as siblings, grandparents, grandchildren, and so on.
After the implementation of this policy, insured individuals in Hebei who normally participate in the urban employee health insurance program will be able to use the funds in their mutual aid accounts to pay for medical expenses after binding their close relatives who are normally participating in the basic health insurance program in the province. They can also use the funds to pay for the health insurance premiums of their close relatives who participate in the rural urban resident health insurance program. This policy implementation further enhances the effectiveness of the use of funds in the employee personal accounts and releases the benefits of the reform policy for mutual aid in outpatient care.
The introduction of this policy aims to better meet the medical needs of insured individuals, especially for family members who may bear a heavier economic burden, such as the elderly, the disabled, or low-income families. This policy will provide them with more medical security. At the same time, it also reflects the government’s support for family mutual aid relationships, which helps to strengthen mutual aid among family members.
The action taken by the Medical Insurance Bureau of Hebei Province is an important step in implementing national medical insurance reform policies and an important manifestation of promoting a more equitable and efficient medical insurance system. With the implementation of this policy, it is expected that more provinces will follow suit, thereby promoting the mutual aid policy for employee health insurance personal accounts nationwide and providing more convenient and practical medical security services for a wide range of insured individuals.
【来源】http://www.chinanews.com/life/2024/08-02/10262090.shtml
Views: 1