根据环球银行金融电信协会（SWIFT）的最新月度报告，今年6月，人民币在全球支付货币排名中占比4.61%，较5月环比增加0.14个百分点，连续八个月位居全球第四支付货币地位。与2022年11月相比，人民币在全球支付中的份额几乎翻番，从2.37%增长至4.61%。这一显著提升反映了人民币国际支付地位的增强和全球使用范围的扩大。
人民币国际化进程加速的背后，是中国经济与世界经济的紧密联系。中国作为全球第一大商品出口国和第二大商品进口国，以及利用外资和对外投资大国，为人民币的境外流通和使用提供了强大支持。此外，中国坚持负责任的宏观经济政策，保证了人民币的信用，增强了国际社会对人民币的信心。同时，中国金融市场双向开放的不断推进，人民币资本项目国际化水平的提升，也吸引了外资增配人民币金融资产。
数据显示，2022年5月，国际货币基金组织将人民币在特别提款权（SDR）中的权重上调至12.28%，这一调整进一步认可了人民币市场化改革的成就。中国民生银行首席经济学家温彬指出，广泛的双边和多边货币合作促进了人民币的国际储备职能、使用场景和便利性的提升，人民币在全球离岸融资领域的作用日益凸显。
### 跨境贸易融资需求增加，推动人民币国际化
今年以来，随着境外市场的人民币贸易融资需求增加，成为驱动人民币国际化进程的新动力。6月的数据显示，人民币在全球支付中的占比显著回升，这一增长与全球支付环境的波动形成对比，凸显了人民币的稳定性和吸引力。分析人士认为，美联储维持较高利率背景下，越来越多跨国企业和新兴市场国家企业选择使用人民币作为贸易融资货币。相比其他新兴市场货币和日元等发达国家货币，人民币汇率波动相对较小，且融资利率更低，这进一步提升了人民币在全球贸易中的使用范围。
### 人民币汇率韧性增强，跨境贸易结算领域扩大
尽管6月人民币对美元汇率有所回落，但这一动态并未影响人民币在跨境贸易结算领域的广泛应用。相比其他货币，人民币汇率保持了较强韧性，增强了境外企业在跨境贸易环节接受人民币的信心。中国银行研究院高级研究员赵雪情指出，未来应继续推进人民币国际化，完善相关制度和机制，进一步提升人民币在全球贸易和金融市场的地位和影响力。
人民币在全球支付占比的持续提升，不仅反映了中国经济的活力和国际地位的提升，也预示着人民币在国际金融体系中的角色日益重要。随着中国对外开放的深化和全球对人民币需求的增长，预计人民币国际化进程将继续加速，为全球金融稳定和经济合作注入新的活力。
英语如下：
### Global Payment Share of Renminbi Touches New High, Continues to Rank Fourth Globally for Eighth Consecutive Month
According to the latest monthly report by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), in June, the renminbi’s global payment share stood at 4.61%, an increase of 0.14 percentage points from May, and has maintained the fourth position in global payment currencies for the eighth consecutive month. Compared to November 2022, the renminbi’s share in global payments nearly doubled, rising from 2.37% to 4.61%. This significant increase reflects the strengthening of the renminbi’s international payment status and its expanded global usage.
The acceleration of renminbi’s internationalization is underpinned by the close ties between China’s economy and the global economy. As the world’s largest exporter and the second-largest importer of goods, as well as a major player in foreign investment and outbound investment, China provides robust support for the circulation and use of renminbi abroad. Additionally, China’s commitment to responsible macroeconomic policies ensures the renminbi’s credibility, enhancing the confidence of the international community in the currency. Furthermore, the continuous advancement of China’s financial markets’ dual opening and the enhancement of the renminbi’s capital account internationalization attract more foreign investment in renminbi financial assets.
Data shows that in May 2022, the International Monetary Fund (IMF) increased the renminbi’s weight in the Special Drawing Rights (SDR) to 12.28%, further recognizing the achievements of renminbi’s market-oriented reforms. Commenting on this, Wen Bing, Chief Economist of China Minsheng Bank, noted that the promotion of bilateral and multilateral currency cooperation has enhanced the renminbi’s functions as an international reserve currency, broadened its usage scenarios, and improved its convenience. The renminbi’s role in offshore financing has become increasingly prominent.
### Increased Demand for Cross-border Trade Financing Drives Renminbi Internationalization
Against the backdrop of growing demand for renminbi trade financing in overseas markets this year, this has become a new driving force for the renminbi’s internationalization process. The June data indicates a significant rise in the renminbi’s global payment share, which contrasts with the volatility in global payment environments, highlighting the renminbi’s stability and attractiveness. Analysts believe that with the Fed maintaining high interest rates, more multinational corporations and emerging market enterprises are choosing to use renminbi for trade financing. Compared to other emerging market currencies and currencies of developed countries like the yen, renminbi’s exchange rate fluctuations are relatively smaller, and its financing rates are lower, further broadening the renminbi’s usage in global trade.
### Enhanced Renminbi Exchange Rate Resilience and Expansion in Cross-border Trade Settlements
Despite a decline in the renminbi against the US dollar in June, this dynamic did not affect the widespread use of renminbi in cross-border trade settlements. Compared to other currencies, the renminbi’s exchange rate has maintained a strong resilience, boosting the confidence of foreign enterprises in accepting renminbi in cross-border trade transactions. Commenting on this, Zhao Xiongqing, a senior researcher at the China Banking Research Institute, suggests that efforts should continue to promote renminbi’s internationalization, enhance related systems and mechanisms, and further elevate its position and influence in global trade and financial markets.
The sustained rise in the global payment share of the renminbi not only reflects the dynamism and enhanced international status of China’s economy but also signals the growing role of renminbi in the international financial system. As China deepens its opening to the world and the global demand for renminbi grows, the process of renminbi’s internationalization is expected to accelerate, injecting new vitality into global financial stability and economic cooperation.
【来源】http://www.chinanews.com/cj/2024/07-28/10258819.shtml
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