近日，中国人民银行广西壮族自治区分行副行长、新闻发言人张春光在南宁举行的新闻发布会上介绍，今年上半年，广西金融运行呈现出金融总量稳定增长、融资成本稳中有降、重点领域融资保障有力、金融服务提质增效、外汇市场稳中向好、金融风险总体可控等六大特点。这标志着广西在深化金融领域改革创新方面取得了显著成效。
### 金融总量增长，服务领域优化
上半年，广西的金融总量稳定增长，各项贷款余额达到了5.26万亿元人民币，同比增长9.2%，高于全国平均水平0.9个百分点。重点领域如基础设施建设、制造业、普惠小微和民营经济的贷款增速均高于全区平均水平，体现了金融资源对实体经济的支持力度。
### 金融服务便利化，支付效率提升
广西不断优化金融服务，提升支付服务的便利性。通过开展优化支付服务专项攻坚行动，打造了南宁吴圩、桂林两江国际机场等支付便利性先行区。外卡受理覆盖率接近100%，并设立了78家外币代兑点，较年初增长了3.3倍。这一系列举措旨在为消费者提供更加便捷、高效的支付服务。
### 外汇市场稳定，跨境贸易活跃
广西的外汇市场在上半年保持了稳健向好的态势。跨境资金总规模达到293.52亿美元，银行结售汇规模为179.31亿美元。尤其在一般贸易跨境收支方面，规模达到了165亿美元，同比增长了2.2%，其中太阳能电池、锂电池和电动汽车等“新三样”出口表现强劲，收支规模达到10.4亿美元，同比增长174.4%。这反映出广西在促进贸易便利化和金融服务方面取得了积极进展。
### 深化改革创新，构建开放金融门户
广西通过深化金融领域改革创新，巩固面向东盟的金融开放门户建设成果，深入推进中马钦州产业园区金融创新试点，建设了广西涉外金融“服务最优区”和“政策最惠区”。在全区150家涉外企业(园区)建立了“汇小二”特色金融服务点，为涉外企业提供了更加专业和便捷的金融服务。
### 风险管理与服务并重，推动经济高质量发展
在推进金融改革的同时，广西还注重风险管理，确保金融风险总体可控，为经济高质量发展提供了稳定的支持环境。通过优化支付服务、提升金融服务便利化水平、促进跨境贸易和投融资便利化等措施，广西不仅增强了金融市场的活力，还进一步提升了对外合作的深度和广度，为构建开放型经济体系奠定了坚实基础。
### 结语
广西在金融领域的深化改革和创新举措，不仅促进了金融总量的增长和服务效率的提升，也稳固了外汇市场，展现了金融风险的有效管控。这些成果为广西乃至中国西部地区的经济发展注入了强劲动力，为构建更加开放、包容和可持续的金融环境提供了宝贵经验。
英语如下：
### Innovations and Reforms in Guangxi’s Finance Yield Stable and Positive Trends in the Foreign Exchange Market
In a recent press conference in Nanning, Zhang Chun Guang, the Deputy Governor and Spokesperson of the People’s Bank of China’s Guangxi Branch, highlighted the significant achievements in the province’s financial sector. This year, the operation of Guangxi’s finance has been characterized by six key features: stable growth in financial volume, a decline in financing costs, robust financing support for key areas, enhanced service quality, a stable and positive foreign exchange market, and overall control of financial risks. These indicators underscore the province’s progress in deepening financial sector reforms and innovations.
### Growth in Financial Volume and Optimization of Service Domains
During the first half of the year, the total financial volume in Guangxi showed steady growth, with loans totaling 5.26 trillion yuan, marking a 9.2% increase from the previous year, which is 0.9 percentage points higher than the national average. The loan growth in sectors such as infrastructure, manufacturing, small and medium-sized enterprises (SMEs), and the private sector was notably higher than the provincial average, demonstrating the financial sector’s strong support for the real economy.
### Enhancing Service Convenience and Payment Efficiency
Guangxi has continuously improved its financial services, enhancing the convenience of payment services. Through a specialized initiative to optimize payment services, the province has established areas of payment convenience, such as the Nanning Wuwei and Guilin Liangjiang International Airports. The acceptance rate of foreign cards has nearly reached 100%, and the number of foreign currency exchange counters has increased by 3.3 times compared to the beginning of the year. These measures aim to provide consumers with more convenient and efficient payment services.
### Stable Foreign Exchange Market and Thriving Cross-Border Trade
The foreign exchange market in Guangxi has maintained a stable and positive trend in the first half of the year. The total scale of cross-border funds reached 29.352 billion US dollars, and the scale of bank settlement reached 17.931 billion US dollars. Notably, in the cross-border payments for general trade, the scale reached 16.5 billion US dollars, showing a 2.2% year-on-year increase. The export of “new three items” such as solar cells, lithium batteries, and electric vehicles stood at 1.04 billion US dollars, marking a 174.4% increase. This reflects the province’s positive progress in promoting trade facilitation and financial services.
### Deepening Innovations and Constructing an Open Financial Gateway
Guangxi has deepened financial sector reforms and innovations, solidifying its position as a gateway for financial openness to ASEAN. The province has advanced financial innovation pilot programs in the China-Malaysia Qinzhou Industrial Park and established a “service best area” and “policy most favorable area” for foreign exchange services. By setting up “Hui Xiaobei” specialized financial service points in 150 foreign trade enterprises (parks) across the province, Guangxi has provided these enterprises with more professional and convenient financial services.
### Balancing Risk Management and Service to Drive High-Quality Economic Development
While promoting financial reforms, Guangxi has also prioritized risk management, ensuring that financial risks are overall under control, thereby providing a stable support environment for high-quality economic development. By optimizing payment services, enhancing the convenience of financial services, promoting the facilitation of cross-border trade and financing, Guangxi not only revitalizes the financial market but also deepens and broadens its cooperation, laying a solid foundation for building an open economic system.
### Conclusion
The innovations and reforms in Guangxi’s financial sector, along with the growth in financial volume and the enhancement of service efficiency, have not only stabilized the foreign exchange market but also demonstrated effective risk management. These achievements provide a strong impetus for the economic development of Guangxi and the western region of China, offering valuable experience for building a more open, inclusive, and sustainable financial environment.
【来源】http://www.chinanews.com/cj/2024/07-27/10258393.shtml
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