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新闻报道 北京商报讯(记者 宋亦桐)9月1日，据北京商报记者了解，自今日起，包括工行、农行、中行等在内的11家银行纷纷宣布下调人民币存款参考利率表中的中、长期定期存款挂牌利率。其中，中国工商银行一年期定存利率下降10个基点至1.55%，二年期定存利率下降20个基点至1.85%，三年期定存利率则保持不变仍为2.10%。此次调整后，各大银行的定存利率普遍呈现出下降趋势，最大降幅达到了25个基点。业内人士分析认为，此举或与近期市场资金面宽松有关，同时也有助于引导金融机构进一步降低贷款实际利率水平，促进实体经济融资成本下降。值得一提的是，尽管本次调整对普通储户的影响有限，但随着全球经济形势的变化及国内货币政策的逐步收紧，未来银行存款利率走势仍然备受关注。
【来源】https://new.qq.com/rain/a/20230901A00CHR00
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