中国央行于5月17日宣布了三项与房地产相关的政策调整，旨在进一步稳定房地产市场，促进房地产健康发展。
首先，央行决定降低购房首付比例要求。这意味着，未来购房者需要支付的首付款比例将降低，从而减轻购房者的经济压力，提高购房者的购房能力。
其次，央行取消了全国层面房贷利率政策下限。这一政策调整将使得房贷利率更加灵活，有利于金融机构根据市场情况自主定价，同时也有利于促进房贷市场的竞争，降低购房者的贷款成本。
最后，央行还决定降低公积金贷款利率。这一政策调整将降低公积金贷款的利率，进一步降低购房者的贷款成本，提高购房者的购房能力。
总的来说，中国央行此次宣布的政策调整，旨在稳定房地产市场，促进房地产健康发展。这些政策调整将有利于缓解购房者的经济压力，提高购房者的购房能力，同时也有利于促进房贷市场的竞争，降低购房者的贷款成本。
英语如下：
**Headline: China’s Central Bank Unveils Drastic Measures: Lower Down Payments for Housing Market, Remove Interest Rate Floor**
Keywords: Decreased down payment ratio, removal of the lower limit for mortgage interest rates, reduced interest rates for housing provident fund loans.
News Content:
On May 17th, China’s central bank announced three policy adjustments related to the real estate market, aiming to further stabilize the real estate sector and promote its healthy development.
Firstly, the central bank decided to lower the required down payment ratio for home purchases. This means that future homebuyers will need to make a lower down payment, thereby reducing the financial burden on buyers and enhancing their purchasing power.
Secondly, the central bank removed the lower limit for mortgage interest rates at the national level. This policy adjustment will make mortgage interest rates more flexible, allowing financial institutions to price independently based on market conditions. It will also promote competition in the mortgage market and reduce the loan costs for homebuyers.
Lastly, the central bank also decided to lower the interest rates for housing provident fund loans. This policy adjustment will further reduce the interest rates for provident fund loans, lowering the loan costs for homebuyers and enhancing their purchasing power.
Overall, the policy adjustments announced by China’s central bank are aimed at stabilizing the real estate market and promoting its healthy development. These adjustments will help alleviate the financial burden on homebuyers, improve their purchasing power, and also foster competition in the mortgage market, reducing the loan costs for homebuyers.
【来源】http://www.chinanews.com/cj/2024/05-17/10218441.shtml
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