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新闻报道 新京报贝壳财经讯(记者姜樊)据贝壳财经记者8月29日了解，招商银行行长助理彭家文近日在2023年中期业绩交流会上表示，存量房贷利率下调势在必行，也是大概率事件。目前招商银行已经制定了预案，但还没有最终的方案。据了解，这一决策主要是考虑到当前市场环境下的各种因素需要平衡。业内人士分析认为，如果存量房贷利率真的下调，将会对房地产市场产生积极的影响，有助于稳定房价，促进房地产市场的健康发展。然而，这也可能导致部分购房者的贷款成本增加，从而影响到他们的购房意愿。总的来说，存量房贷利率是否会下调，还需要看政策层面的具体安排和市场反应。
【来源】https://www.zhihu.com/question/619654394
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