【中新财经北京4月11日电】近日，平安信托旗下的一款产品因延期兑付，引发了投资者的集体投诉和维权行动。据知情人士透露，该信托产品的底层资产涉及的房地产项目去化率仅为约21%，这可能是导致产品延期的主要原因。
据了解，这款平安信托产品当初以房地产开发为投资标的，承诺在一定期限内向投资者返还本金和收益。然而，由于国内房地产市场近期的调整，项目销售进度缓慢，去化率低，直接影响了信托资金的回笼，从而造成了信托产品的兑付困难。
平安信托作为中国信托行业的重要一员，管理资产规模超过6000亿元，此次事件对其声誉造成了一定影响。面对投资者的质疑，平安信托回应称，正在积极寻求解决方案，包括但不限于与开发商协商加快销售、寻求第三方资金合作等途径，以期尽快解决投资者的困扰。
业内人士指出，此次事件反映了当前房地产市场降温对信托行业的影响，也警示投资者在选择信托产品时需更加谨慎，充分考虑市场风险。同时，对于金融机构而言，如何在市场波动中做好风险控制和投资者保护，也成为亟待解决的问题。
平安信托表示，将秉持对投资者负责的态度，全力以赴解决此次延期问题，并加强风险管理，以防止类似事件的再次发生。目前，相关监管部门已介入调查，事件的进一步发展有待观察。
英语如下：
News Title: “Ping An Trust Product Extension Controversy: Underlying Project Only 21% Sold, Customer Protests Escalate”
Keywords: Ping An Trust, product extension, low sales rate
News Content: **Beijing, April 11, 2023 – China News Finance**
Recently, a product under Ping An Trust has faced a wave of collective complaints and维权 actions from investors due to its delayed redemption. According to insiders, the real estate project underlying the trust product has a sales rate of only about 21%, which is believed to be the main cause of the delay.
It is understood that this Ping An Trust product initially invested in real estate development, promising to return principal and profits to investors within a specified time frame. However, due to recent adjustments in the domestic real estate market, slow project sales, and low absorption rate, it directly affected the recovery of trust funds, leading to difficulties in redeeming the trust product.
As a major player in China’s信托 industry, Ping An Trust manages assets exceeding 6 trillion yuan, and this incident has inevitably impacted its reputation. In response to investors’ concerns, Ping An Trust stated that it is actively seeking solutions, including but not limited to negotiating with developers to accelerate sales and exploring third-party funding collaborations, with the aim of addressing investors’ issues promptly.
Industry experts point out that this case reflects the impact of the cooling real estate market on the trust sector and serves as a caution to investors to be more cautious when choosing trust products, considering market risks thoroughly. At the same time, it poses a pressing challenge for financial institutions to manage risks and protect investors in times of market volatility.
Ping An Trust affirms that it will take a responsible attitude toward investors, working tirelessly to resolve the extension issue and strengthen risk management to prevent similar occurrences. Currently, relevant regulatory authorities have介入调查, and further developments in the case await observation.
【来源】http://www.chinanews.com/cj/2024/04-11/10196590.shtml
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