中新网杭州4月9日电（奚金燕）国家金融监督管理总局浙江监管局在9日的新闻发布会上透露，浙江省在过去十年间，通过不断探索与创新，成功破解小微金融的三大瓶颈，构建起了一套兼顾“普遍性”与“惠益性”的金融服务体系。据统计，浙江省普惠型小微企业贷款余额的平均年增速达到了15.4%，这一成绩在全国范围内独占鳌头。
浙江监管局表示，该省在小微企业金融服务上的努力，体现在多个关键指标的持续领先。过去十年间，浙江的普惠型小微企业贷款余额、增量、在各项贷款中的占比，以及服务的小微企业户数，均连续多年位居全国首位。此外，浙江在小微企业贷款的转贷效率上也表现出色，有效缓解了小微企业的资金周转压力。
浙江的这一系列举措，不仅为小微企业提供了坚实的金融支持，也促进了地方经济的健康发展。浙江模式的成功，为全国普惠金融的发展提供了宝贵的经验，展示了地方政府与金融机构如何协作，以创新方式解决小微企业融资难、融资贵的问题。未来，浙江将继续深化金融改革，推动普惠金融的持续发展，为小微企业提供更多元、更便捷的金融服务。
英语如下：
News Title: “Zhejiang’s Inclusive Finance Reaches New Heights: Micro and Small Enterprise Loans Increase 15.4% Annually for a Decade, Leading the Nation”
Keywords: Zhejiang Finance, Micro Loans, National Leader
News Content:
Hangzhou, China, April 9 – The Zhejiang branch of the China Banking and Insurance Regulatory Commission (CBIRC) announced at a press conference on April 9 that the province has made remarkable achievements in inclusive finance over the past decade, with an average annual growth rate of 15.4% in the balance of loans to micro and small enterprises (MSEs), topping the country.
According to the CBIRC, Zhejiang has successfully broken through the three major bottlenecks in MSE finance through continuous exploration and innovation, establishing a financial service system that balances “universality” and “beneficence.” Statistics show that the annual average growth rate of Zhejiang’s inclusive financing loans to MSEs has been 15.4%, a record unmatched nationwide.
The regulatory agency highlighted that the province’s efforts in MSE financial services are demonstrated by its sustained lead in key indicators. Over the last decade, Zhejiang has consistently ranked first in the country in terms of the balance, increment, and proportion of MSE loans in total lending, as well as the number of MSEs served. Moreover, Zhejiang has excelled in the efficiency of MSE loan renewals, effectively alleviating cash flow pressures for these businesses.
These initiatives have not only provided strong financial backing for MSEs but also contributed to the healthy development of the local economy. The success of the “Zhejiang model” offers valuable lessons for nationwide inclusive finance, showcasing how local governments and financial institutions can collaborate to address the challenges of financing difficulty and high costs faced by MSEs. Looking forward, Zhejiang will deepen financial reform and continue to promote the sustained development of inclusive finance, offering more diverse and accessible financial services to MSEs.
【来源】http://www.chinanews.com/cj/2024/04-09/10195546.shtml
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