发展银发经济，推进适老化改造
今年的政府工作报告明确提出，要加强老年用品和服务供给，大力发展银发经济。我国是世界上老年人口规模最大的国家，目前60岁以上人口近3亿；预计到2035年，60岁以上人口将突破4亿，在总人口中的占比将超过30%。我国银发经济规模目前约在7万亿元，占GDP比重约为5%。
随着人口老龄化进程的加快，银发经济蕴藏着巨大的发展潜力。要大力发展银发经济，必须推进适老化改造，为老年人创造更加友好的生活环境。
适老化改造涉及多个领域，包括住宅、交通、医疗、金融等。在住宅领域，要完善老年人住房保障体系，增加无障碍设施，推广智能家居等适老化产品。在交通领域，要优化公共交通系统，增加老年人专用通道和车辆，完善交通信号灯等设施。在医疗领域，要建立健全老年人健康服务体系，完善老年人医疗保险制度，提高老年人医疗服务质量。在金融领域，要推出适合老年人需求的金融产品和服务，保障老年人金融权益。
推进适老化改造，需要政府、企业和社会共同努力。政府要制定政策，完善标准，加大财政支持力度。企业要积极研发适老化产品和服务，满足老年人的多样化需求。社会组织要发挥作用，提供志愿服务，营造关爱老年人的社会氛围。
发展银发经济，推进适老化改造，是应对人口老龄化挑战的重要举措。通过打造老年友好型社会，我们可以让老年人老有所养、老有所依、老有所乐，共享经济社会发展成果。
英语如下：
**Headline:** Silver Economy Soars: Untapped Market of 300Million Seniors
**Keywords:** Silver economy, Age-friendly transformation, Elderly population
**News Content:**
Developing the silver economy and promoting age-friendly transformation
This year’s Government Work Report clearly states the need to enhance the supply of elderly products and services and vigorously develop the silver economy. China has the world’s largest elderly population, with nearly 300 million people aged 60 or above. By 2035, it is estimated thatthe population aged 60 or above will exceed 400 million, accounting for over 30% of the total population. China’s silver economy is currently valued at approximately 7 trillion yuan, accounting for about 5% of GDP.
With the acceleration of population aging, the silver economy holds enormous development potential. To vigorously develop the silver economy, it is imperative to promote age-friendly transformation, creating a more friendly living environment for the elderly.
Age-friendly transformation encompasses multiple areas, including housing, transportation, healthcare, and finance. In the housing sector, it is necessary to improve the housing security systemfor the elderly, increase accessibility facilities, and promote age-friendly products such as smart homes. In the transportation sector, it is crucial to optimize public transportation systems, increase dedicated lanes and vehicles for the elderly, and improve facilities such as traffic signals. In the healthcare sector, a sound healthcare service system for the elderly should be established, the medical insurance system for the elderly should be improved, and the quality of medical services for the elderly should be enhanced. In the financial sector, financial products and services tailored to the needs of the elderly should be introduced to safeguard their financial interests.
Promoting age-friendly transformation requires joint efforts from the government, enterprises, and society. The government should formulate policies, improve standards, and increase fiscal support. Enterprises should actively develop age-friendly products and services to meet the diverse needs of the elderly. Social organizations should play a role in providing volunteer services and creating a caring social atmosphere for the elderly.
Developing the silver economy and promoting age-friendly transformation are important measures to address the challenges of population aging. By creating an elderly-friendly society, we can ensure that the elderly have adequate care, support, and enjoyment in their later years, sharing in the fruits of economic and social development.
【来源】http://www.chinanews.com/cj/2024/03-09/10177090.shtml
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