中国国家金融监管总局于2月19日发布《汽车金融公司监管评级办法》，旨在通过强化分类监管，对风险较大的汽车金融公司限制开展高风险业务。
This follows the release of the “Regulatory Rating Method for Auto Finance Companies” by the National Financial Regulatory Agency of China on February 19th. The aim is to strengthen classification regulation and limit high-risk business activities for auto finance companies with higher risks.
根据该办法，监管部门将对汽车金融公司的业务活动、风险管理和内部控制等方面进行全面评估，并根据评估结果对公司的业务范围和风险承受能力进行分类。对那些风险较高的公司，监管部门将限制其开展高风险业务，以降低整个行业的风险。
Under this method, regulatory authorities will comprehensively evaluate various aspects of auto finance companies, such as business activities, risk management, and internal control, and classify their business scope and risk-bearing capacity based on the evaluation results. Companies with higher risks will be restricted from engaging in high-risk businesses to reduce the risk of the entire industry.
此外，该办法还要求汽车金融公司加强信息披露，提高业务透明度，同时加强内部控制和风险管理，确保公司的稳健经营。
Furthermore, this method requires auto finance companies to strengthen information disclosure, improve business transparency, and enhance internal control and risk management to ensure the stable operation of the company.
这一举措标志着中国对汽车金融公司的监管将更加严格，旨在保护消费者的权益，同时降低金融风险。
This measure signifies that China’s regulation of auto finance companies will become more stringent, aiming to protect consumer rights and reduce financial risks.
【来源】http://www.chinanews.com/cj/2024/02-19/10165951.shtml
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