近年来，我国金融机构对民营企业的支持力度不断加大。根据最新数据显示，截至2023年末，私人控股企业贷款余额超过41.2万亿元，去年全年增加3.8万亿元，同比多增9500亿元；授信户数716万户，去年全年增加116万户，同比多增8万户。去年11月份，新发放私人控股企业贷款加权平均利率4.24%，比上年同期下降了23个基点。
随着金融政策的不断完善，民营企业融资难、融资贵的问题得到了有效缓解。金融机构持续优化服务，提高贷款审批效率，降低贷款利率，为民营企业提供了更加便捷、低成本的融资渠道。此外，金融机构还不断创新金融产品和服务，满足民营企业多样化的金融需求，助力民营企业健康发展。
在政策支持下，民营企业有望进一步发展壮大，为我国经济持续繁荣作出更大贡献。金融机构应继续加大对民营企业的支持力度，深化金融服务，提高服务质量和效率，推动民营企业走向更加广阔的舞台。
Title: Financial Support for Private Enterprises Strengthens
Keywords: Private enterprises, Financial support, Growth
News content:
In recent years, the support of financial institutions for private enterprises in our country has been continuously increasing. According to the latest data, by the end of 2023, the balance of private-owned enterprise loans exceeded 41.2 trillion yuan, with a full-year increase of 3.8 trillion yuan in 2022, 950 billion yuan more than the previous year. The number of credit households reached 7.16 million, an increase of 1.16 million households in the whole year, 80,000 more than the previous year. In November of last year, the weighted average interest rate of new private-owned enterprise loans was 4.24%, 23 basis points lower than the previous year.
With the continuous improvement of financial policies, the problem of financing difficulties and high costs for private enterprises has been effectively alleviated. Financial institutions continue to optimize services, improve loan approval efficiency, and reduce loan interest rates, providing private enterprises with more convenient and low-cost financing channels. In addition, financial institutions also innovate financial products and services, meeting the diverse financial needs of private enterprises and promoting their healthy development.
With the support of policies, private enterprises are expected to further expand and make greater contributions to the continuous prosperity of China’s economy. Financial institutions should continue to increase their support for private enterprises, deepen financial services, and improve service quality and efficiency, enabling private enterprises to enter a broader stage.
【来源】http://www.chinanews.com/cj/2024/02-05/10159519.shtml
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