根据美国消费者新闻与商业频道 (CNBC)11 月 7 日报道，纽约联邦储备银行发布的最新家庭债务报告显示，美国居民的信用卡债务总额已飙升至 1.08 万亿美元 (约 7.85 万亿人民币)，高通胀导致消费者贷款数额增加，影响民众生活。
最新家庭债务报告显示，美国居民的信用卡债务总额已达到 1.08 万亿美元，相当于 7.85 万亿人民币。这一数字不仅比去年同期高出 4000 亿美元，也超过了 2008 年金融危机时期的水平。
分析人士指出，信用卡债务的飙升可能是由于消费者为了应对高通胀而增加贷款。尤其是在过去一年，随着新冠疫情的影响和政府的大规模刺激措施，消费者贷款数额的增长速度更快。
然而，这种贷款增加也带来了风险。如果消费者无法按时还款，可能会导致更多的财务问题。此外，高利率和贷款期限也会增加消费者的负担。
随着信用卡债务的增加，消费者也需要更加关注自己的财务状况。尤其是在当前经济环境下，消费者应该谨慎管理自己的债务，避免陷入无法偿还的财务困境。
新闻翻译：
According to a recent report by the Federal Reserve Bank of New York, American residents’ credit card debt has surged to $1.08 trillion, or about 7.85 trillion yuan. This figure not only exceeds the level reached during the financial crisis in 2008 but also exceeds the previous year’s level.
Analysts point out that the surge in credit card debt may be due to consumers increasing loans to cope with inflation. In particular, with the impact of the COVID-19 pandemic and the government’s large-scale stimulus measures, the growth rate of consumer loans has been much faster.
However, this 贷款 increase also poses risks. If consumers cannot 按时 repay their loans, more financial problems may arise. Moreover, high interest rates and loan terms can also increase the burden on consumers.
With the increase in credit card debt, consumers need to pay more attention to their financial situation. In particular, during the current economic environment, consumers should be cautious about managing their debt and avoid falling into unrepayable financial difficulties.
新闻标题：美国信用卡债务总额飙升，物价高企花光民众积蓄
关键词：美国，信用卡债务，飙升，物价，民众积蓄
新闻内容：
根据美国消费者新闻与商业频道 (CNBC)11 月 7 日报道，纽约联邦储备银行发布的最新家庭债务报告显示，美国居民的信用卡债务总额已飙升至 1.08 万亿美元 (约 7.85 万亿人民币)，高通胀导致消费者贷款数额增加，影响民众生活。
最新家庭债务报告显示，美国居民的信用卡债务总额已达到 1.08 万亿美元，相当于 7.85 万亿人民币。这一数字不仅比去年同期高出 4000 亿美元，也超过了 2008 年金融危机时期的水平。
分析人士指出，信用卡债务的飙升可能是由于消费者为了应对高通胀而增加贷款。尤其是在过去一年，随着新冠疫情的影响和政府的大规模刺激措施，消费者贷款数额的增长速度更快。
然而，这种贷款增加也带来了风险。如果消费者无法按时还款，可能会导致更多的财务问题。此外，高利率和贷款期限也会增加消费者的负担。
随着信用卡债务的增加，消费者也需要更加关注自己的财务状况。尤其是在当前经济环境下，消费者应该谨慎管理自己的债务，避免陷入无法偿还的财务困境。
新闻翻译：
According to a recent report by the Federal Reserve Bank of New York, American residents’ credit card debt has surged to $1.08 trillion, or about 7.85 trillion yuan. This figure not only exceeds the level reached during the financial crisis in 2008 but also exceeds the previous year’s level.
Analysts point out that the surge in credit card debt may be due to consumers increasing loans to cope with inflation. In particular, with the impact of the COVID-19 pandemic and the government’s large-scale stimulus measures, the growth rate of consumer loans has been much faster.
However, this loan increase also poses risks. If consumers cannot 按时 repay their loans, more financial problems may arise. Moreover, high interest rates and loan terms can also increase the burden on consumers.
With the increase in credit card debt, consumers need to pay more attention to their financial situation. In particular, during the current economic environment, consumers should be cautious about managing their debt and avoid falling into unrepayable financial difficulties.
【来源】http://www.chinanews.com/gj/2023/11-08/10108698.shtml
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