Rural Residents’ Medical Insurance Rises Again: Is Li Ling to Blame?
By [Your Name]
August 31, 2024
The recent announcement of a 20 yuan increase in the individual contribution to the rural and urban residents’ basic medical insurance, bringing the total to400 yuan per person, has sparked debate online. While many have focused their criticism on Professor Li Ling, a vocal advocate for free healthcare,the issue goes far beyond individual responsibility.
The increase in medical insurance premiums, though seemingly small for urban residents, represents a significant burden for rural families. A family of five would now pay 2,000 yuan annually, asubstantial sum considering the meager income generated from farming.
The current system, despite its name, is more akin to insurance than guaranteed healthcare. While many provinces have recently introduced outpatient coverage, the limits are low, anda deductible applies. This leaves many rural residents resorting to private clinics for treatment, often at their own expense.
The rising cost of medical insurance has led to concerns about a potential withdrawal wave. While the National Medical Insurance Administration has denied this, data reveals a concerning trend. From 2020 to2023, the number of insured individuals (including employees) has steadily decreased, while the total population has remained relatively stable. This suggests a decline in participation, even if not a full-blown withdrawal wave.
The blame for this situation cannot be solely placed on Li Ling or any single individual. The current system,with its reliance on individual contributions and limited coverage, is inherently flawed. While the government has increased financial subsidies, the burden on rural residents remains significant.
The increasing cost of healthcare is a complex issue with no easy solutions. However, it is crucial to address the concerns of rural residents and ensure that the medical insurance systemprovides genuine protection, not just a financial burden.
References:
- 关于做好2024年城乡居民基本医疗保障有关工作的通知 (Notice on Doing a Good Job in the Work of Rural and Urban Residents’ Basic Medical Security in 2024), National Medical Insurance Administration.
- 主张“免费医疗”的李玲教授有多“罪大恶极”？ (How Guilty is Professor Li Ling for Advocating for Free Healthcare?), Ziyouzhixiang.com.
- 城乡医保又涨了20元，怪李玲啰？ (Rural Residents’ Medical Insurance Rises Again: Is Li Ling to Blame?), Ziyouzhixiang.com.
Views: 0