##菲柬央行携手共进:深化合作,共建数字金融未来

菲律宾和柬埔寨两国央行近日宣布,将加强合作,共同推动数字金融发展。两国央行于8月19日签署了谅解备忘录,旨在“促进两家央行之间的更紧密合作”,合作领域涵盖支付系统开发、人工智能应用、网络安全保障和可持续金融等多个方面。

菲律宾央行表示,该备忘录将鼓励两国央行在中央银行业务、支付连接和创新、数字金融创新、银行监管、人力资源开发等领域开展更多合作。

此次合作意在利用两国在数字金融领域的优势,共同探索创新解决方案,推动金融科技发展。菲律宾近年来积极发展数字支付系统,并已成为东南亚地区数字支付领域的领跑者。柬埔寨则在金融科技领域展现出巨大潜力,近年来不断探索数字金融应用场景。

此次合作将为两国央行提供一个平台,共同学习借鉴彼此的经验,推动数字金融领域的创新发展。例如,两国央行可以共同开发跨境支付系统,促进两国之间的贸易和投资往来。此外,两国央行还可以共同研究人工智能在金融领域的应用,提升金融服务效率和安全性。

菲律宾央行一直致力于加强与其他国家在跨境支付领域的合作。2023年3月,菲央行等四家央行宣布,将通过国际清算银行(BIS)的Nexus项目连接其国内即时支付系统,该项目有能力连接全球17亿人,其即时跨境支付蓝图已于上月完成。

菲柬央行此次合作将为两国数字金融发展注入新的活力,并为东南亚地区数字金融合作树立典范。未来,两国央行将继续深化合作,共同推动数字金融发展,为两国经济发展和人民生活带来更多便利。

英语如下:

##Central Banks of Philippines and Cambodia Join Forces: Upgraded Cooperation in Payments,AI, and Cybersecurity

**Keywords:** Central bank cooperation, payment systems, financialcooperation

**Content:**

The central banks of the Philippines and Cambodia have announced plans to strengthen their collaboration to advance digital financial development. The two central banks signeda Memorandum of Understanding (MoU) on August 19th, aiming to “foster closer cooperation between the two central banks.” The cooperation encompasses multiple areas, including payment system development, artificial intelligence application, cybersecurity safeguards, and sustainable finance.

The Bangko Sentral ng Pilipinas (BSP), the Philippines’ central bank, stated that the MoU will encourage greater cooperation between the two central banks inareas such as central banking operations, payment connectivity and innovation, digital financial innovation, banking supervision, and human resource development.

This collaboration aims to leverage both countries’ strengths in the digital finance sector to jointly explore innovative solutions and drive fintech development. The Philippines has actively developed digital payment systems in recent years, becoming a leader in the region. Cambodia, meanwhile, has demonstrated significant potential in fintech, actively exploring digital financial applications.

This partnership will provide a platform for the two central banks to learn from each other’s experiences and drive innovation in the digital financesector. For instance, they can collaborate on developing cross-border payment systems to facilitate trade and investment between the two countries. Additionally, they can jointly research the application of artificial intelligence in finance to enhance efficiency and security in financial services.

The BSP has been committed to strengthening cross-border payment cooperation with other countries.In March 2023, the BSP and three other central banks announced their intention to connect their domestic real-time payment systems through the Bank for International Settlements (BIS) Nexus project. This project has the potential to connect 1.7 billion people globally, and its blueprint for real-time cross-borderpayments was finalized last month.

The collaboration between the central banks of the Philippines and Cambodia will inject new vitality into the digital financial development of both countries and set an example for digital financial cooperation in Southeast Asia. In the future, the two central banks will continue to deepen their collaboration, jointly promoting digital financial development and bringinggreater convenience to both countries’ economic development and people’s lives.

【来源】http://www.chinanews.com/gj/2024/08-21/10272627.shtml

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