正文：
中国人民银行今日发布2024年7月金融统计数据报告，显示广义货币（M2）余额达到303.31万亿元，同比增长6.3%。这一数据表明，尽管面临复杂多变的国内外经济环境，中国的货币供应量依然保持稳定增长。
报告还显示，7月末，狭义货币（M1）余额为63.23万亿元，同比下降6.6%，而流通中货币（M0）余额为11.88万亿元，同比增长12%。前七个月，人民币贷款增加13.53万亿元，反映出银行信贷活动较为活跃，对实体经济的支持力度不减。
分部门来看，住户贷款增长相对缓慢，仅增加1.25万亿元，其中中长期贷款增加1.19万亿元；企（事）业单位贷款则大幅增加11.13万亿元，尤其是中长期贷款和票据融资的增加，显示出企业信贷需求的增长。
与此同时，人民币存款增加10.66万亿元，其中住户存款增加8.94万亿元，非金融企业存款减少3.23万亿元。这一数据反映出居民储蓄意愿较强，而企业存款则出现减少，可能与经济结构调整和企业去库存有关。
此外，7月份银行间人民币市场同业拆借月加权平均利率为1.81%，质押式债券回购月加权平均利率为1.82%，显示市场流动性保持合理充裕。
报告还提到了跨境人民币结算情况，7月份经常项下跨境人民币结算金额为1.42万亿元，直接投资跨境人民币结算金额为0.61万亿元，显示出人民币在国际贸易和投资中的使用日益广泛。
总体来看，央行发布的7月金融统计数据报告为市场提供了重要参考，显示了中国货币政策的稳健性和灵活性，以及金融市场的稳定运行。未来，中国人民银行将继续实施稳健的货币政策，维护经济金融稳定，促进经济高质量发展。
英语如下：
Title: “M2 Growth Rate Slows to 6.3% in July, Central Bank Report Highlights Financial Stability”
Keywords: M2 Growth Rate, Central Bank Data, Financial Statistics
News Content:
The People’s Bank of China (PBOC) today released the July Financial Statistic Data Report, showing that the broad money supply (M2) balance reached 303.31 trillion yuan, with a year-on-year growth of 6.3%. This data indicates that despite the complex and changeable domestic and international economic environment, the amount of money supply in China continues to grow steadily.
The report also shows that by the end of July, the narrow money supply (M1) balance was 63.23 trillion yuan, down 6.6% year-on-year, while the currency in circulation (M0) balance was 11.88 trillion yuan, up 12% year-on-year. Over the first seven months, RMB loans increased by 13.53 trillion yuan, reflecting a relatively active banking credit activity and sustained support for the real economy.
Looking at the sectors separately, household loans grew relatively slowly, increasing by only 1.25 trillion yuan, with medium-term loans increasing by 1.19 trillion yuan; corporate (institutional) loans, on the other hand, increased significantly by 11.13 trillion yuan, especially with increases in medium-term loans and bill financing, indicating a growing demand for corporate credit.
Meanwhile, RMB deposits increased by 10.66 trillion yuan, with household deposits increasing by 8.94 trillion yuan and non-financial corporate deposits decreasing by 3.23 trillion yuan. This data reflects strong savings intentions among residents and a decrease in corporate deposits, which may be related to economic structural adjustments and corporate inventory reductions.
Additionally, the average monthly weighted interest rate for interbank RMB loans in July was 1.81%, and the average monthly weighted interest rate for pledged bond repurchase was 1.82%, indicating that market liquidity remains reasonable and abundant.
The report also mentioned the situation of cross-border RMB settlement, with the amount of RMB settlement in the July trade account being 1.42 trillion yuan, and the amount of RMB settlement in direct investment being 0.61 trillion yuan, showing an increasing use of RMB in international trade and investment.
Overall, the July Financial Statistic Data Report released by the central bank provides important reference for the market, highlighting the robustness and flexibility of China’s monetary policy, as well as the stable operation of the financial market. In the future, the People’s Bank of China will continue to implement a prudent monetary policy to maintain economic and financial stability and promote high-quality economic development.
【来源】http://www.chinanews.com/cj/2024/08-13/10268233.shtml
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