《2023年湖南银行业社会责任报告》发布，普惠型小微贷款增长23.1%
长沙7月11日电 (鲁毅 张琪汶)湖南省银行业协会10日发布《2023年湖南银行业社会责任报告》，这是湖南银行业连续第四年发布履行社会责任的“成绩单”。报告从实体经济、普惠金融、绿色金融、权益保护等多个维度，全面展示了2023年湖南银行业在履行社会责任方面的积极作为。
在实体经济支持方面，报告显示，湖南银行业积极响应国家政策，加大对重点行业和领域的信贷投放，有效助力了湖南经济社会的稳定发展。特别是在小微企业和个体工商户的金融支持上，银行业金融机构不断创新金融产品和服务模式，满足了小微企业的多元化融资需求。
值得一提的是，普惠型小微贷款增长23.1%，成为报告中的亮点。这不仅体现了湖南银行业在推动小微企业发展、促进就业和消费方面的重要作用，也彰显了银行业在服务实体经济、促进经济高质量发展中的担当和贡献。
在绿色金融领域，湖南银行业持续加大绿色信贷投放，支持绿色产业项目，助力湖南构建绿色低碳循环发展的经济体系。同时，银行业还积极推动绿色金融产品和服务创新，引导资金流向节能环保、清洁能源等绿色产业，为湖南的生态文明建设提供了金融支持。
权益保护方面，湖南银行业进一步加强消费者权益保护工作，通过完善消费者教育、投诉处理机制，提升金融服务透明度，保障了广大消费者的合法权益，增强了公众对银行业服务的信任和满意度。
《2023年湖南银行业社会责任报告》的发布，不仅展示了湖南银行业在社会责任方面的积极行动和成效，也为其他金融机构提供了宝贵的经验和启示。湖南银行业将继续坚持服务实体经济、支持小微企业、促进绿色发展的理念，为湖南经济社会的持续健康发展贡献力量。
英语如下：
Title: “Hunan Banking Industry Releases Social Responsibility Report: Over 20% Increase in Microfinance Loans”
Keywords: Hunan Banking Industry, Social Responsibility Report, Growth in Microcredit Loans
Content: The “Social Responsibility Report of the Banking Industry in Hunan Province, 2023” was released, indicating a 23.1% increase in microfinance loans for small and micro enterprises.
July 11, Changsha (Luyi, Zhang Qiwen) – The Hunan Provincial Banking Association announced the “Social Responsibility Report of the Banking Industry in Hunan Province, 2023”, marking the fourth consecutive year the industry has published its “scorecard” for social responsibility. The report comprehensively showcases the active efforts made by the banking industry in Hunan to fulfill their social responsibilities in 2023, covering various aspects such as real economy, inclusive finance, green finance, and consumer rights protection.
In terms of support for the real economy, the report reveals that the banking industry in Hunan has responded to national policies by increasing credit provision to key sectors and areas, effectively contributing to the stable development of Hunan’s economy and society. Notably, financial institutions have innovated in financial products and service models, particularly in providing diversified financing needs for small and micro enterprises and individual traders.
A highlight of the report is the 23.1% growth in microfinance loans, demonstrating the banking industry’s pivotal role in promoting the development of small businesses, boosting employment, and stimulating consumption. This also highlights the industry’s commitment and contribution to serving the real economy and driving high-quality economic development.
In the realm of green finance, the banking industry in Hunan has continued to increase green lending, supporting green industrial projects, and contributing to the establishment of a green, low-carbon, and circular economic system in Hunan. The industry also actively promotes innovation in green financial products and services, guiding capital flows to sectors like energy conservation, clean energy, and environmental protection, thus providing financial support for Hunan’s ecological civilization construction.
Regarding consumer rights protection, the banking industry in Hunan has further strengthened its efforts in this area, by enhancing consumer education, complaint handling mechanisms, and increasing service transparency, thereby safeguarding the legitimate rights and interests of consumers and enhancing public trust and satisfaction in banking services.
The release of the “Social Responsibility Report of the Banking Industry in Hunan Province, 2023” not only highlights the active actions and achievements of the banking industry in Hunan in fulfilling their social responsibilities, but also offers valuable insights and inspiration to other financial institutions. The banking industry in Hunan will continue to adhere to the principles of serving the real economy, supporting small and micro enterprises, and promoting green development, contributing to the sustained and healthy development of Hunan’s economy and society.
【来源】http://www.chinanews.com/cj/2024/07-11/10249431.shtml
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