据财政部官方网站于7月8日最新消息，为满足广大投资者的多元化理财需求，以及进一步优化国债结构，财政部与中国人民银行共同宣布了关于2024年第五期和第六期储蓄国债（电子式）的发行工作计划。此次发行旨在促进金融市场稳定，提升公众对国债投资的信心，并为经济持续健康发展提供金融支持。
#### 发行细节与特点
– **发行时间**：通知明确了第五期和第六期储蓄国债的发行时间，具体日期将根据市场情况和投资者需求适时公布，确保投资者有充足时间准备。
– **发行规模**：根据财政部的安排，这两期国债的总发行规模为一定额度，旨在平衡市场流动性与投资需求，具体额度将在发行公告中详细说明。
– **发行方式**：储蓄国债（电子式）采用电子化发行方式，投资者可通过银行等金融机构的网上银行、手机银行或柜台渠道进行购买，操作简便快捷，便于投资者管理与交易。
– **利率与期限**：第五期国债的期限为3年，第六期国债的期限为5年，分别对应不同风险偏好和投资周期的投资者需求。两期国债均采用固定利率，提供稳定的投资回报。
#### 投资价值与影响
储蓄国债（电子式）以其安全性高、流动性好、收益稳定等特点，成为广大投资者青睐的理财产品之一。此次发行不仅能够为投资者提供稳健的资产配置选择，还对促进金融市场稳定、优化社会融资结构、推动经济高质量发展具有积极作用。
#### 结语
财政部与中国人民银行此次关于2024年第五期和第六期储蓄国债（电子式）的发行通知，体现了国家对金融市场稳健运行的高度重视，以及对公众投资需求的积极响应。随着发行工作的推进，投资者将有机会通过购买国债，实现资产的保值增值，共同促进经济的健康发展。
英语如下：
### Announcement of the Issuance of the Fifth and Sixth Issues of 2024 Savings Bonds (Electronic Version) by the Ministry of Finance
On July 8th, the latest information from the official website of the Ministry of Finance revealed that in order to meet the diversified financial needs of investors and further optimize the structure of government bonds, the Ministry of Finance, in collaboration with the People’s Bank of China, announced the issuance plan for the fifth and sixth issues of 2024 savings bonds (electronic version). This issuance is aimed at promoting financial market stability, enhancing public confidence in government bond investments, and providing financial support for the continuous and healthy economic development.
#### Issuance Details and Features
– **Issuance Time**: The official notice specified the time for the issuance of the fifth and sixth issues of savings bonds, with specific dates to be announced according to market conditions and investor demands, ensuring investors sufficient preparation time.
– **Issuance Scale**: According to the Ministry of Finance’s arrangements, the total issuance scale for these two issues is a certain amount, balancing market liquidity and investment demands. The exact amount will be detailed in the issuance announcement.
– **Issuance Method**: Savings bonds (electronic version) are issued electronically, allowing investors to purchase them through online banking, mobile banking, or counter channels of banks and other financial institutions. This method is simple and efficient, facilitating investors’ management and transactions.
– **Interest Rate and Term**: The fifth issue has a term of 3 years, while the sixth issue has a term of 5 years, catering to the investment needs of investors with different risk preferences and investment cycles. Both issues offer fixed interest rates, providing stable investment returns.
#### Investment Value and Impact
Savings bonds (electronic version) are favored by investors for their high safety, good liquidity, and stable returns. This issuance not only provides investors with a stable asset allocation option but also plays a positive role in promoting financial market stability, optimizing the structure of social financing, and driving high-quality economic development.
#### Conclusion
The announcement by the Ministry of Finance and the People’s Bank of China regarding the issuance of the fifth and sixth issues of 2024 savings bonds (electronic version) reflects the country’s high level of attention to the stable operation of the financial market and the proactive response to the investment needs of the public. As the issuance progresses, investors will have the opportunity to acquire bonds and realize the preservation and appreciation of their assets, contributing to the healthy development of the economy.
【来源】http://www.chinanews.com/cj/2024/07-08/10247979.shtml
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