国家金融监管总局新闻发言人、统计与风险监测司负责人刘志清在国务院新闻办公室25日举行的新闻发布会上表示，2023年，我国银行业保险业总资产和主要业务将保持平稳增长。预计到2023年末，银行业金融机构资产总额将达到417.3万亿元。
刘志清表示，金融是国民经济的重要支柱，金融服务经济社会高质量发展具有重要意义。近年来，我国金融监管部门不断加强对金融市场的监管，推动金融业健康稳定发展。在货币政策方面，中国人民银行继续实施稳健的货币政策，保持流动性合理充裕，为实体经济提供有力支持。在金融市场改革方面，我国持续推进资本市场、债券市场、期货市场等多层次资本市场建设，提高金融市场的服务能力和效率。
刘志清还提到，银保监会将继续加强银行业保险业的监管，确保金融资源配置更加优化。一方面，银保监会将加大对重点领域和薄弱环节的支持力度，推动金融资源向实体经济领域流动。另一方面，银保监会将加强对金融机构的风险防范，确保金融市场的稳定运行。
此外，刘志清表示，银保监会还将积极推动金融科技的发展，运用大数据、人工智能等技术手段，提高金融服务的普惠性和便捷性。例如，推广移动支付、互联网金融等新兴金融服务模式，让更多人民群众享受到金融科技带来的便利。
总之，2023年我国银行业保险业总资产和主要业务将保持平稳增长，金融监管部门将继续加强监管，推动金融业健康稳定发展。同时，金融科技的发展也将为金融服务经济社会高质量发展提供有力支持。
英语如下：
Title: Banking and Insurance Industry in China Maintains Steady Growth in Total Assets in 2023, Serving High-Quality Development of the Economy and Society
Keywords: Total asset growth, stable insurance industry, financial regulation
Press release: Liu Zhiqing, a spokesperson for the State Administration of Financial Supervision and head of the Statistics and Risk Monitoring Department, said at a press conference held by the State Council Information Office on the 25th that, in 2023, the total assets and main business of China’s banking and insurance industries will maintain steady growth. It is estimated that by the end of 2023, the total assets of banking institutions will reach 417.3 trillion yuan.
Liu Zhiqing said that finance is an important pillar of the national economy, and serving high-quality development of the economy and society has significant significance. In recent years, China’s financial regulatory authorities have continuously strengthened their supervision over the financial market, promoting the healthy and stable development of the financial industry. In terms of monetary policy, the People’s Bank of China has continued to implement a prudent monetary policy, maintaining reasonable liquidity and providing strong support for the real economy. In terms of financial market reform, China has continuously promoted the construction of multi-level capital markets such as the stock market, bond market, futures market, etc., improving the service capacity and efficiency of financial markets.
Liu Zhiqing also mentioned that the CBRC will continue to strengthen the supervision of the banking and insurance industries to ensure more optimized allocation of financial resources. On one hand, the CBRC will increase its support for key areas and weak links and promote the flow of financial resources to the real economy sector. On the other hand, it will strengthen risk prevention for financial institutions to ensure the stable operation of the financial market.
In addition, Liu Zhiqing said that the CBRC will actively promote the development of financial technology, utilizing technologies such as big data and artificial intelligence to improve the inclusiveness and convenience of financial services. For example, promoting emerging financial service models such as mobile payments and Internet finance can allow more people to enjoy the convenience brought by financial technology.
In summary, in 2023, China’s banking and insurance industries will maintain steady growth in total assets and main businesses, while financial regulatory authorities will continue to strengthen their supervision and promote the healthy and stable development of the financial industry. At the same time, the development of financial technology will also provide strong support for serving high-quality development of the economy and society.
【来源】http://www.chinanews.com/cj/2024/01-25/10152694.shtml
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