近日，浙商银行风险管理部相关负责人在三季度业绩说明会上表示，该行快速压降大型房企的风险敞口，其中恒大相关信贷已从历史最高值的 200 多亿压至目前的 27.95 亿元。该行三季度房地产贷款不良率和二季度相比基本保持稳定。
浙商银行表示，为了降低风险，该行采取了多种措施，包括加强风险控制，优化贷款审批流程，严格审查借款人的信用状况等。这些措施使得该行的房地产贷款风险得到了有效控制。
此外，浙商银行还表示，未来将继续关注市场风险，加强风险管理，确保该行的资产安全。
英文标题：
Zhejiang Commercial Bank rapidly reduces risk exposure related to Evergrande, and mortgage loan delinquency remains stable
关键词：
Zhejiang Commercial Bank, Evergrande, risk exposure, mortgage loan, delinquency
新闻内容：
Recently, the risk management department of Zhejiang Commercial Bank stated that the bank has rapidly reduced the risk exposure related to Evergrande, one of the largest real estate developers in China. The credit exposure related to Evergrande has been reduced from its historical high of over 200 billion yuan to 27.95 billion yuan currently. The bank’s mortgage loan delinquency remains stable in comparison to the second quarter of the year.
Zhejiang Commercial Bank stated that in order to reduce risks, the bank has taken various measures, including strengthening risk control, optimizing the loan approval process, and strictly reviewing the creditworthiness of borrowers. These measures have enabled the bank to effectively control the risks of its real estate loans.
Furthermore, Zhejiang Commercial Bank stated that it will continue to monitor market risks and enhance risk management in the future to ensure the safety of its assets.
【来源】https://new.qq.com/rain/a/20231101A06OH600
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