近日，多家银行针对持卡人长期不用且零余额的闲置银行卡，启动了新一轮清卡行动。该行动旨在对“沉睡账户”持有人进行提醒和通知，以规范银行卡的使用，提高资源利用效率。
随着我国经济的快速发展，银行业务量不断增加，但同时也存在着大量“沉睡账户”。这些账户往往被持卡人长期忽略，甚至从未激活。由于长期不用，这些账户状态为“睡眠状态”，但在银行资产负债表上仍然占据着一定比例的资源。因此，银行方面希望通过清卡行动，提高资源利用效率，降低运营成本。
此次清卡行动将重点关注长期闲置的银行卡，针对持有人进行提醒和通知。银行方面将加强与持卡人的沟通，要求持卡人尽快激活账户，或联系银行客服办理相关手续。对于长期不用的“沉睡账户”，银行方面将采取一定的措施，如降低账户费用、限制消费等，以减少资源占用。
此次清卡行动对于规范银行卡使用、优化资源配置具有重要意义。通过这一行动，银行方面将进一步提高服务质量和运营效率，为用户提供更加便捷、高效的服务。
新闻翻译：
近日，several banks have launched a new round of card clearing action to cleanse “dead accounts.” This action aims to remind and notify the holders of such accounts to activate them and improve the efficiency of resource utilization. With the rapid development of the economy in our country, the volume of banking business continues to increase, but at the same time, there are a large number of “dead accounts.” These accounts are often left unused for a long time by their holders and are not activated in the bank’s asset and liability balance. Therefore, banks hope to reduce the operational costs and improve resource utilization efficiency through this card clearing action.
This round of card clearing action will focus on clearing long-idle cards that have not been used for a long time. Banks will strengthen communication with holders and request them to activate the accounts as soon as possible or contact the bank’s customer service for relevant procedures. For long-idle “dead accounts,” banks will take certain measures, such as reducing account fees and limiting consumption, to reduce resource consumption.
This round of card clearing action is of great significance for standardizing card usage and optimizing resource allocation. Through this action, banks can further improve service quality and operational efficiency, providing more convenient and efficient services to users.
【来源】https://www.baidu.com/s?wd=银行开启新一轮清理“沉睡账户”
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