据国家金融监督管理总局网站消息，随着网络技术的迅速发展，电信网络诈骗手段也在不断翻新，这些新型诈骗方式迷惑性极强，严重侵害了公众的财产安全与合法权益。为增强公众的风险防范意识和识别能力，保护个人财产安全，国家金融监督管理总局金融消费者权益保护局发布了防范新型电信网络诈骗风险提示。
新型电信网络诈骗主要形式包括：“共享屏幕”类诈骗，通过诱导个人下载特定聊天软件、网络视频会议软件，并开启“共享屏幕”功能，不法分子借此实时监控消费者手机、电脑屏幕，获取银行卡、密码、验证码等敏感信息，进而盗取资金。“AI换脸拟声”类诈骗则通过收集发音、面部信息，利用“换脸”“拟声”技术合成虚假音频、视频或图像，模拟他人声音或形象，骗取信任后诱导转账或提供敏感信息。“虚假网络投资理财类诈骗”则以投资概念为幌子，发布虚假消息吸引关注，通过冒充投资导师或专家诱导投资，随后转移资金。“网络游戏产品虚假交易类诈骗”则通过发布虚假游戏交易信息，诱使玩家进行线下交易，骗取玩家资金。
面对不断演变的诈骗形式，国家金融监督管理总局金融消费者权益保护局呼吁公众提高警惕，不盲目轻信，不贪小利，强化反诈意识。建议公众树立科学理性的投资理财观念，提高风险识别能力，避免盲目投资和转账，对于任何疑似诈骗的信息和请求，应及时向相关部门咨询确认，避免财产损失。此外，对于网络平台和社交平台发布的投资、交易信息，务必核实真伪，避免通过非正规渠道进行交易，以防被骗。通过提高自我保护意识和能力，公众可以更有效地防范新型电信网络诈骗，保护个人财产安全。
英语如下：
Title: “Be Vigilant Against New Forms of Cyber Fraud: Safeguarding Your Wallet”
Keywords: New forms of cyber fraud, Risk Alerts, Public Prevention
Content: According to the website of the National Financial Supervision Administration, as internet technology has rapidly developed, so too have the methods of telecommunications and network fraud. These new fraud tactics are highly deceptive and pose a serious threat to the public’s financial security and legal rights. In an effort to enhance public awareness of risks and the ability to identify such fraud, the National Financial Supervision Administration’s Financial Consumer Rights Protection Bureau has issued risk alerts for preventing new forms of telecommunications and network fraud.
New forms of telecommunications and network fraud include:
– “Screen Sharing” fraud, where individuals are induced to download specific chat applications or online video conferencing software and activate “screen sharing” function. This allows criminals to monitor the victim’s smartphone or computer screen in real-time, gaining access to sensitive information such as bank cards, passwords, and verification codes, and subsequently stealing funds.
– “AI Face Swap and Voice Simulation” fraud, which involves collecting voice and facial information to create fake audio, video, or images using “face swapping” and “voice simulation” technologies. This mimics the voice or appearance of others to gain trust and induce transfers or the provision of sensitive information.
– “False Online Investment and Financial Management Fraud”, which uses investment concepts as a facade to attract attention with false information. By posing as investment mentors or experts, fraudsters induce investment, followed by the redirection of funds.
– “False Online Gaming Product Trading Fraud”, which involves posting false information about game transactions, enticing players to conduct offline transactions, and subsequently骗取 player funds.
Facing the ever-evolving forms of fraud, the National Financial Supervision Administration’s Financial Consumer Rights Protection Bureau urges the public to remain vigilant, avoid blind trust, and cultivate a strong anti-fraud consciousness. It is recommended that the public establish a scientific and rational investment and financial management perspective, enhance their ability to identify risks, and avoid rash investments and transfers. Any suspected fraudulent information or requests should be promptly verified with relevant departments to prevent financial loss. Moreover, for investment, trading information posted on online platforms and social media, it is crucial to verify their authenticity and avoid transactions through unregulated channels to prevent being scammed. By boosting self-protection awareness and capabilities, the public can more effectively guard against new forms of telecommunications and network fraud and protect their personal financial security.
【来源】http://www.chinanews.com/gn/2024/07-24/10256810.shtml
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