据麦肯锡全球研究院周二发布的报告，咨询公司麦肯锡表示，银行使用生成式人工智能工具可以通过提高生产率每年增加高达3400亿美元的利润。报告称，企业银行和零售银行会受益最大。
人工智能技术的发展为华尔街带来了每年3400亿美元的利润增长，相当于经营利润增长9%至15%。报告的作者称，企业银行和零售银行将受益最大。
随着人工智能技术的不断进步，银行可以使用生成式人工智能工具来提高生产率，从而实现利润增长。企业银行和零售银行将受益最大，因为这些类型的银行通常需要处理大量的交易和客户需求。
人工智能技术还可以帮助银行提高客户服务水平，例如通过更好地识别欺诈行为和预测客户需求来提供更好的客户服务。
虽然人工智能技术带来了巨大的利润潜力，但银行也面临着许多挑战，例如安全问题和适应变化的能力。因此，银行必须谨慎考虑如何利用人工智能技术来提高生产率和客户服务水平。
新闻翻译：
Title: AI helps Wall Street generate $3.4 trillion in profits
Keywords: AI, Wall Street, profits
News content:
According to a report released by the McKinsey Global Institute on Tuesday, consulting firm McKinsey said that banks can add up to $3.4 trillion in profits annually by improving productivity with generative AI tools. The report added that corporate and retail banks will benefit the most from the technology.
The development of artificial intelligence technology has brought Wall Street an annual profit increase of $3.4 trillion, equivalent to a 9% to 15% increase in operating profits. The report’s author said that corporate and retail banks will benefit the most because these types of banks typically handle a large volume of transactions and customer demand.
AI technology can also help banks improve customer service by better detecting fraud and predicting customer demand for better customer service.
While AI technology holds great potential for profits, banks also face many challenges, such as security issues and the ability to adapt to changes. Therefore, banks must carefully consider how to use AI technology to improve productivity and customer service.
【来源】https://finance.sina.com.cn/stock/usstock/c/2023-12-06/doc-imzwziam9753320.shtml
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