#### 中新网5月15日电 据国家金融监管总局网站消息，2023年9月以来，国家金融监管总局在全国范围内组织开展人身保险“睡眠保单”清理专项工作。
据国家金融监管总局最新发布的消息，自2023年9月份开始，为加强和规范人身保险市场秩序，该总局启动了全国范围的人身保险“睡眠保单”清理专项工作。这些所谓“睡眠保单”指的是长期未发生保险事故，消费者对保单权益不够重视，甚至已经忘记存在的保单。
#### 专项工作开展半年以来，完成有效提醒的保单共732.07万件，涉及保险金(现金价值)共计457.06亿元；消费者已领取权利
据悉，专项清理工作已取得显著成效。截至2024年3月，通过各种渠道对“睡眠保单”进行有效提醒732.07万件，涉及的保险金(现金价值)高达457.06亿元。其中，众多消费者在收到提醒后积极行动，已领取相应的保险金权益。
此次清理工作的有效开展，不仅有利于维护消费者的合法权益，也促进了人身保险市场的健康稳定发展。国家金融监管总局表示，将继续加强对人身保险市场的监管，督促保险公司诚实守信、合法经营，为消费者提供更加优质、透明的保险服务。
此外，监管机构也提醒广大消费者，应及时关注和了解自己的保险权益，对于长期未发生的保险合同，应主动与保险公司联系，合理规划自己的保险需求，确保自身权益不受影响。
总体来说，此次专项清理工作是我国金融监管总局为规范人身保险市场、保护消费者权益所采取的重要举措，彰显了国家对金融市场秩序的高度重视和严格监管。
英语如下：
**Headline:** “7.32 Million ‘Sleeping Policies’ Reminded, with Insurance Funds of 45.7 Billion Yuan Awaiting Collection”
**Keywords:** Cleanup of Sleeping Policies, Effectiveness of Financial Regulation, Reform of Life Insurance
**News Content:**
### National Financial Regulatory Administration: Cleanup of Life Insurance “Sleeping Policies” Shows Practical Results
#### Xinhua News Agency, May 15 – According to the website of the National Financial Regulatory Administration, since September 2023, the National Financial Regulatory Administration has organized a special cleanup campaign for life insurance “sleeping policies” nationwide.
The latest news from the National Financial Regulatory Administration states that since September 2023, in order to strengthen and standardize the order of the life insurance market, the Administration launched a nationwide special cleanup campaign for life insurance “sleeping policies.” These so-called “sleeping policies” refer to policies that have not had any insurance incidents for a long time, where consumers do not pay enough attention to their policy rights, or have even forgotten that they exist.
#### Half a year since the special cleanup campaign began, a total of 7.3207 million policies have been effectively reminded, involving a total of 45.706 billion yuan in insurance money (cash value); consumers have claimed their rights.
It is understood that the special cleanup work has achieved significant results. As of March 2024, various channels have effectively reminded 7.3207 million “sleeping policies,” involving a staggering 45.706 billion yuan in insurance money (cash value). Many consumers have taken active steps to claim their corresponding insurance rights after receiving reminders.
The effective cleanup not only serves to protect the legal rights and interests of consumers but also promotes the healthy and stable development of the life insurance market. The National Financial Regulatory Administration表示，将继续加强对人身保险市场的监管，督促保险公司诚实守信、合法经营，为消费者提供更加优质、透明的保险服务.
Additionally, regulatory authorities remind广大消费者 that they should pay attention to and understand their insurance rights in a timely manner. For insurance contracts that have not occurred for a long time, consumers should take the initiative to contact insurance companies to plan their insurance needs rationally and ensure that their rights are not affected.
Overall, the special cleanup campaign is an important measure taken by the National Financial Regulatory Administration to standardize the life insurance market and protect consumer rights, demonstrating the state’s high attention to and strict regulation of financial market order.
【来源】http://www.chinanews.com/cj/2024/05-15/10217133.shtml
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