4月10日,在国务院政策例行吹风会上,国家发展改革委副主任李春临公布了一项重要进展:全国信用信息共享平台已归集各类信用信息超过780亿条,这一数字彰显了我国信用体系建设的深度与广度。这一平台的建设,旨在为中小微企业融资提供更高效、便捷的服务。
李春临副主任指出,随着平台信用信息的不断丰富,中小微企业在寻求融资时,金融机构能够更准确地评估其信用状况,从而降低信贷风险,提升融资效率。这一实施方案的出台,是政府推动解决中小微企业融资难、融资贵问题的重要举措。
全国信用信息共享平台的海量数据,涵盖了企业的经营状况、纳税记录、司法判决等多个方面,为金融机构提供了全面的信用画像,有助于打破信息不对称的壁垒,促进资金流向实体经济。随着平台的进一步完善,预计中小微企业的融资环境将得到显著改善,为我国经济的稳定和发展注入更多活力。
英语如下:
News Title: “NDRC Reveals: National Credit Information Sharing Platform Has Gathered 7.8 Billion Data Points, Facilitating Financing for SMEs”
Keywords: Credit information, Sharing platform, Financing accessibility
News Content:
Title: National Credit Information Sharing Platform Surpasses 7.8 Billion Data Points, Assisting Financing for SMEs
On April 10, at a routine policy briefing of the State Council, Vice Chairman Li Chunlin of the National Development and Reform Commission (NDRC) announced a significant milestone: The National Credit Information Sharing Platform has aggregated over 7.8 billion pieces of credit information, demonstrating the breadth and depth of China’s credit system construction. The platform’s establishment aims to offer more efficient and convenient financing services for small and micro enterprises (SMEs).
Vice Chairman Li Chunlin pointed out that with the continuous enrichment of the platform’s credit information, financial institutions can more accurately assess the credit status of SMEs when seeking financing, thereby reducing credit risks and enhancing financing efficiency. This initiative is a crucial step by the government to address the difficulties and high costs SMEs face in accessing finance.
The platform’s vast data, which encompasses aspects such as business operations, tax records, and judicial judgments, provides a comprehensive credit profile for financial institutions, helping to break down barriers of information asymmetry and channel funds towards the real economy. As the platform further evolves, it is expected to significantly improve the financing environment for SMEs, injecting more vitality into China’s economic stability and development.
【来源】http://www.chinanews.com/cj/2024/04-10/10196140.shtml
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