国务院发文优化支付服务 提升支付便利性
国务院办公厅近日印发《关于进一步优化支付服务提升支付便利性的意见》，提出多项措施，旨在优化支付服务，提升支付便利性。
优化移动支付环境
意见提出，要进一步优化移动支付环境，支持移动支付机构与银行等机构合作，拓展移动支付应用场景。鼓励发展无感支付、刷脸支付等新型支付方式，提升支付便捷度。
推进支付服务下沉
意见要求，推进支付服务下沉，加大对农村、偏远地区和老年人等群体的支付服务保障。支持支付机构在农村地区建设支付服务点，提供便民支付服务。
提升支付安全性
意见强调，要提升支付安全性，加强支付风险监测和防范，强化支付机构风险管理能力。支持支付机构与公安、金融监管部门合作，打击支付欺诈和洗钱等违法行为。
规范支付市场秩序
意见提出，要规范支付市场秩序，加强支付机构监管，防范支付垄断和不正当竞争。鼓励支付机构创新发展，促进支付服务多元化。
加强支付服务监督
意见要求，加强支付服务监督，建立健全支付服务投诉处理机制。消费者权益保护部门要加强对支付服务的监督检查，及时受理和处理消费者投诉。
此次意见的出台，旨在优化支付服务，提升支付便利性，为经济社会发展提供有力支撑。相关部门将按照意见要求，积极推进支付服务优化工作，不断提升支付服务的质量和效率。
英语如下：
**Headline:** Optimize Payment Services, Enhance Consumption Convenience
**Keywords:** Payment optimization, Convenience improvement, State Council office
**News Content:** The State Council has issued a document to optimize payment services and enhance payment convenience, proposing a number ofmeasures to improve payment services and enhance payment convenience.
**Optimizing the Mobile Payment Environment**
The document proposes to further optimize the mobile payment environment, supporting cooperation between mobile payment institutions and banks to expand mobile payment application scenarios. It encourages the development of new payment methods such as contactless payment and face payment to enhance paymentconvenience.
**Promoting the Penetration of Payment Services**
The document requires the promotion of the penetration of payment services, increasing payment service保障 for rural areas, remote areas, and elderly groups. It supports payment institutions in building payment service points in rural areas to provide convenient payment services.
**Improving Payment Security**
The document emphasizes the need to improve payment security, strengthen payment risk monitoring and prevention, and enhance the risk management capabilities of payment institutions. It supports cooperation between payment institutions and public security and financial regulatory departments to combat illegal activities such as payment fraud and money laundering.
**Regulating the Payment Market Order**
The documentproposes to regulate the payment market order, strengthen the supervision of payment institutions, and prevent payment monopolies and unfair competition. It encourages payment institutions to innovate and develop, and promote the diversification of payment services.
**Strengthening Payment Service Supervision**
The document requires the strengthening of payment service supervision and the establishment of a sound payment service complaint handling mechanism. Consumer rights protection departments should strengthen the supervision and inspection of payment services, and promptly accept and handle consumer complaints.
The issuance of this document aims to optimize payment services, enhance payment convenience, and provide strong support for economic and social development. Relevant departments will actively promote the optimization of payment services in accordance with the requirements of the document, and continuously improve the quality and efficiency of payment services.
【来源】http://www.chinanews.com/gn/2024/03-08/10176335.shtml
Views: 1