中国人民银行近日发布了2024年1月份的抵押补充贷款（PSL）开展情况。数据显示，国家开发银行、中国进出口银行和中国农业发展银行在当月净新增抵押补充贷款1500亿元，使得期末抵押补充贷款余额达到34022亿元。
这一举措是央行为了应对当前经济形势，实施稳健的货币政策，支持实体经济发展的具体体现。通过加大抵押补充贷款的投放力度，有助于缓解金融机构的资金压力，降低融资成本，进而推动信贷资金更多地流向实体经济，特别是重点领域和薄弱环节。
这三大工程分别是：一是加大力度支持重大项目建设，促进基础设施投资；二是积极推动房地产市场的平稳健康发展，满足合理的住房需求；三是做好金融支持乡村振兴，助力农业现代化。
央行此次加码货币政策工具，旨在为实体经济提供更有力的金融支持，推动经济高质量发展。在国际经济环境复杂多变，国内经济下行压力加大的背景下，央行通过实施稳健的货币政策，保持流动性合理充裕，为经济发展创造了有利条件。
Title: The PBoC Increases Monetary Policy Tools to Support Economic Development
Keywords: Monetary Policy, Three Major Projects, Economic Development
News content:
The People’s Bank of China (PBoC) recently released the implementation status of mortgage supplementary loans (PSL) in January 2024. The data shows that the National Development Bank, China Import and Export Bank, and China Agricultural Development Bank added a net of 150 billion yuan in mortgage supplementary loans that month, with the balance of mortgage supplementary loans reaching 34,022 billion yuan at the end of the period.
This move is a specific manifestation of the PBoC’s implementation of a prudent monetary policy to support the development of the real economy in response to the current economic situation. By increasing the supply of mortgage supplementary loans, it helps to alleviate the capital pressure of financial institutions, reduce financing costs, and promote more credit funds flowing into the real economy, especially key areas and weak links.
The three major projects are: first, increasing support for major project construction to promote infrastructure investment; second, actively promoting the stable and healthy development of the real estate market to meet reasonable housing needs; and third, providing financial support for rural revitalization to assist in agricultural modernization.
The PBoC’s increase in monetary policy tools this time is aimed at providing more substantial financial support for the real economy, promoting high-quality economic development. Against the background of complex and changeable international economic conditions and increasing downward pressure on the domestic economy, the PBoC’s implementation of a prudent monetary policy and maintenance of reasonable liquidity have created favorable conditions for economic development.
【来源】http://www.chinanews.com/cj/2024/02-19/10165469.shtml
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