英国央行近日表示，将在2024年对人工智能（AI）带来的金融稳定风险进行评估和研究。尽管AI和机器学习为英国金融服务带来了巨大的好处，但央行警告称，AI的广泛应用可能会给金融体系带来系统性风险。
英国央行在周三的声明中强调，监管机构应确保企业对人工智能潜在危险有充分的监督和控制。这一表态反映了央行对于AI技术在金融领域的应用持谨慎态度，同时也表明了其对于金融稳定的高度关注。
尽管AI技术在金融领域的应用前景广阔，但其带来的风险也不容忽视。例如，AI技术可能会被用于制造复杂的金融产品，这些产品可能会对金融市场稳定性构成威胁。此外，AI技术的误用或滥用也可能导致金融风险的增加。
英国央行表示，将在2024年对AI带来的金融稳定风险进行全面评估和研究，以确保金融市场的稳定和安全。这一决定显示了英国央行对于金融科技发展的重视，同时也体现了其在保护金融消费者权益和维护金融市场稳定方面的责任和决心。
英语如下：
“News Headline: Bank of England Warns: AI’s Impact on Financial Stability”News Headline: Bank of England Warns: AI’s Impact on Financial Stability to be Evaluated in 2024
Keywords: Bank of England, Artificial Intelligence, Financial Stability Risk
News Content: The Bank of England recently announced that it will evaluate and study the risks to financial stability posed by artificial intelligence (AI) in 2024. While AI and machine learning have brought significant benefits to UK financial services, the central bank warned that the widespread use of AI could pose systemic risks to the financial system.
In its statement on Wednesday, the Bank of England emphasized that regulatory bodies should ensure that companies have adequate oversight and control over potential dangers posed by AI. This statement reflects the central bank’s cautious attitude towards the application of AI technology in the financial sector, as well as its high level of concern for financial stability.
Despite the promising prospects for AI in the financial field, the risks it brings cannot be ignored. For example, AI technology may be used to create complex financial products that could threaten market stability. In addition, misuse or abuse of AI technology could also lead to increased financial risks.
The Bank of England stated that it will conduct a comprehensive evaluation and study of the financial stability risks posed by AI in 2024 to ensure the stability and security of financial markets. This decision demonstrates the central bank’s emphasis on the development of fintech, as well as its responsibility and determination to protect the rights of financial consumers and maintain financial market stability.”
【来源】https://www.cls.cn/detail/1536900
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