：据中国新闻社4月10日报道，国务院政策例行吹风会在当天举行，会上详细解读了《统筹融资信用服务平台建设提升中小微企业融资便利水平实施方案》。金融监管总局普惠金融司的负责人冯燕在吹风会上披露，截至今年3月末，全国普惠型小微企业贷款余额已达到31.4万亿元，显示出我国对小微企业金融支持的力度持续增强。
冯燕指出，这一数据的提升，是政府与金融机构共同努力的结果，旨在解决小微企业融资难、融资贵的问题。《实施方案》旨在通过构建更为完善的融资信用服务平台，进一步提升中小微企业的融资便利性，降低其获取资金的成本，从而促进小微企业的健康发展。
他表示，政府将持续推动金融系统优化服务，创新信贷产品，强化对小微企业信用信息的整合与共享，以提升金融服务的精准性和效率。同时，也将加强对小微企业信贷风险的防控，确保金融资源的合理配置和有效利用。
这一举措彰显了我国政府对小微企业这一经济重要组成部分的关注与扶持，旨在通过金融手段激发市场活力，促进经济稳定增长。随着融资信用服务平台的建设推进，预计未来将有更多小微企业从中受益，实现更好的发展。
英语如下：
**News Title:** “31.4 Trillion Yuan! National普惠 Financial Support for Micro and Small Enterprises Reaches New High in Loan Balance”
**Keywords:** Inclusive Finance, Micro and Small Enterprises, Loan Balance
**News Content:**
**Title:** National Loan Balance for Inclusive Finance to Micro and Small Enterprises Reaches 31.4 Trillion Yuan, Boosted by New Policies from the State Council
**Text:** According to Xinhua News Agency on April 10, a State Council policy briefing was held on the same day, where the “Integrated Financing Credit Service Platform Construction Plan to Improve the Financing Convenience for SMEs” was elaborated. At the briefing, Feng Yan, the head of the Inclusive Finance Department of the Financial Regulatory Bureau, disclosed that as of the end of March this year, the national loan balance for普惠-type micro and small enterprises had reached 31.4 trillion yuan, demonstrating the continued strengthening of financial support for these businesses in China.
Feng Yan emphasized that this increase is the result of joint efforts by the government and financial institutions, aimed at addressing the difficulties and high costs faced by micro and small enterprises in obtaining financing. The purpose of the “Implementation Plan” is to enhance the financing convenience for SMEs through the establishment of a more comprehensive financing credit service platform, reducing their funding costs and promoting their healthy development.
He stated that the government will continue to push the financial system to optimize services, innovate credit products, and reinforce the integration and sharing of credit information for micro and small enterprises to improve the precision and efficiency of financial services. Simultaneously, measures will be taken to control credit risks for these enterprises, ensuring the rational allocation and effective use of financial resources.
This move underscores the government’s attention and support for micro and small enterprises, which are a vital part of the economy, with the aim of stimulating market vitality and fostering steady economic growth through financial means. As the construction of the financing credit service platform progresses, it is expected that more micro and small enterprises will benefit and achieve better development in the future.
【来源】http://www.chinanews.com/cj/2024/04-10/10196138.shtml
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